Meltdown: The Financial Crisis, Consumer Protection, and the Road Forward

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Author: Larry Kirsch,Gregory D. Squires

Publisher: ABC-CLIO

ISBN: 1440842434

Category: Political Science

Page: 156

View: 6763

Meltdown reveals how the Consumer Financial Protection Bureau was able to curb important unsafe and unfair practices that led to the recent financial crisis. In interviews with key government, industry, and advocacy groups along with deep archival research, Kirsch and Squires show where the CFPB was able to overcome many abusive practices, where it was less able to do so, and why. • Presents the first comprehensive examination of the CFPB that identifies its successes during its first five years of operation and addresses the challenges the bureau now faces • Exposes the alarming possibility that as the economy recovers, the Consumer Financial Protection Bureau's efforts to protect consumers could be derailed by political and industry pressure • Offers provisional assessment of the effectiveness of the CFPB and consumer protection regulation • Gives readers unique access to insightful perspectives via on-the-record interviews with a cross-section of stakeholders, ranging from Richard Cordray (director of the CFPB) to public policy leaders, congressional staffers, advocates, scholars, and members of the press • Documents the historical and analytic narrative with more than 40 pages of end notes that will assist scholars, students, and practitioners

The Fight for Fair Housing

Causes, Consequences, and Future Implications of the 1968 Federal Fair Housing Act

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Author: Gregory D. Squires

Publisher: Routledge

ISBN: 1134822871

Category: Architecture

Page: 316

View: 8353

The federal Fair Housing Act of 1968 was passed in a time of turmoil, conflict, and often conflagration in cities across the nation. It took the assassination of Dr. Martin Luther King, Jr. to finally secure its passage. The Kerner Commission warned in 1968 that "to continue present policies is to make permanent the division of our country into two societies; one largely Negro and poor, located in the central cities; the other, predominantly white and affluent, located in the suburbs and outlying areas". The Fair Housing Act was passed with a dual mandate: to end discrimination and to dismantle the segregated living patterns that characterized most cities. The Fight for Fair Housing tells us what happened, why, and what remains to be done. Since the passage of the Fair Housing Act, the many forms of housing discrimination and segregation, and associated consequences, have been documented. At the same time, significant progress has been made in counteracting discrimination and promoting integration. Few suburbs today are all white; many people of color are moving to the suburbs; and some white families are moving back to the city. Unfortunately, discrimination and segregation persist. The Fight for Fair Housing brings together the nation’s leading fair housing activists and scholars (many of whom are in both camps) to tell the stories that led to the passage of the Fair Housing Act, its consequences, and the implications of the act going forward. Including an afterword by Walter Mondale, this book is intended for everyone concerned with the future of our cities and equal access for all persons to housing and related opportunities.

Installation of Passive Restraints in Automobiles

Hearings Before the Subcommittee on Consumer Protection and Finance of the Committee on Interstate and Foreign Commerce, House of Representatives, Ninety-fifth Congress, First Session, on H.R. 1019 ... and H. Con. Res. 273 ... September 9 and 12, 1977

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Author: United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Consumer Protection and Finance

Publisher: N.A

ISBN: N.A

Category: Automobiles

Page: 485

View: 564

Congressional Record

Proceedings and Debates of the ... Congress

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Author: United States. Congress

Publisher: N.A

ISBN: N.A

Category: Law

Page: N.A

View: 5394

For the Next Generation

A Wake-Up Call to Solving Our Nation's Problems

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Author: Debbie Wasserman Schultz,Julie M. Fenster

Publisher: St. Martin's Press

ISBN: 1250021774

Category: Biography & Autobiography

Page: 320

View: 2101

Congresswoman and Democratic National Committee Chair Debbie Wasserman Schultz challenges the nation to resolve tough issues for future generations. America has witnessed the dangers that come with shortsightedness, writes Debbie Wasserman Schultz in For the Next Generation. If we want to ensure prosperity for ourselves and an improved way of life for young Americans, we have to change, starting now. We must: · Create jobs · Turned around our economy · Formulate a long-term energy solution · Reform immigration policies · Enhance and expand health-care coverage Yet these important issues have been sidelined by gridlock in a Congress that is too concerned about the next election to worry about the future. The group of Americans who have the most to lose from this dysfunction are the ones least represented in government: America's children. For the Next Generation is a call to action, one mother's challenge to her congressional colleagues and to the rest of the nation, to adopt a parent's perspective for doing right by kids. Marked by clarity and by Debbie's characteristic poise, this polemic is informed by the congresswoman's own personal and professional experiences. It digs deep, exposing very real threats that America faces as a result of its failure to confront tough decisions. Debbie conveys a vision of an America that has learned hard lessons from its recent past, an America galvanized by a renewed sense of purpose for applying that wisdom through forward-thinking policies on education, civil rights, and foreign policy. She describes how she will fight to overcome the legislative obstacles that inhibit progress, and she calls upon fair-minded Americans to lend their own strengths to securing a better tomorrow for the next generation.

Turmoil in the U.S. Credit Markets

Examining Recent Regulatory Responses : Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Tenth Congress, Second Session, on the Steps the Regulators Have Taken to Implement the Hope for Homeowners Act, which Passed as Part of the Housing and Economic Recovery Act (HERA), and the Troubled Assets Relief Program (TARP), which was Authorized and Funded by the Emergency Economic Stabilization Act of 2008 (EESA), Both with Regards to Providing Capital and Liquidity to the Financial System and Preventing Foreclosures Through the Exercise of the Authorities Provided, Thursday, October 23, 2008

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Author: N.A

Publisher: N.A

ISBN: N.A

Category: Economic stabilization

Page: 162

View: 3523

American Affairs

The Economic Record

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Author: N.A

Publisher: N.A

ISBN: N.A

Category: Economic history

Page: N.A

View: 667