Search results for: chapter-13-bankruptcy

The Attorney s Handbook on Consumer Bankruptcy and

Author : Argyle Publishing Company
File Size : 88.88 MB
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This latest edition of The Consumer Bankruptcy Handbook is current to January 1, 2020 and covers all aspects of handling Chapter 7 and Chapter 13 cases. Significant changes occurred to the Bankruptcy Rules, this book covers those changes. Argyle's Attorney's Handbook on Consumer Bankruptcy and Chapter 13 is a required resource for all bankruptcy attorneys. It's no wonder this book has been Argyle's bestseller for 43 years. This Handbook empowers you to competently handle a client's Chapter 7 or 13 bankruptcy, or to represent a creditor in one of these proceedings.This Handbook shows you how to: Analyze a client-debtor's financial situation and analyze nonbankruptcy alternatives; Understand the difference between Chapters 7 and 13 bankruptciesConduct a means-test to determine eligibility under Chapter 7Interview a potential client-debtor; Prepare Chapter 7 bankruptcy forms, including official forms; Prepare Chapter 13 bankruptcy forms, including official forms; Claim all exemptions to which your client is entitled; Analyze the automatic stayReaffirm dischargeable debts; Dismiss or convert a case to another Chapter; Prepare a confirmable Chapter 13 Plan.The perfect "nuts and bolts" practice guide, exemption manual, Bankruptcy Code, and Rules all in one package. This handbook is perfect for attorneys seeking to expand their practice into consumer bankruptcy, or is a handy desk reference for experienced bankruptcy lawyers. This 510-page handbook contains: Information and samples of the new Bankruptcy Forms current to January 1, 2020; Exemption amounts for all 50 states with statutory references-over 2,300 separate exemptions. All changes in bankruptcy law, practice, and procedure current to January 1, 2020 related to the handling of Chapter 7 and Chapter 13 consumer casesThe relevant text of the Bankruptcy Code current to January 1, 2020. The notices and disclosures required of attorneys under the Bankruptcy Code, expanded bankruptcy work sheets and updated lists of exempt property for each state current to January 1, 2020. Filled-in sample forms required under the Bankruptcy Code (more than 35 filled-in forms). The Federal Rules of Bankruptcy Procedure, current to January 1, 2020.

Consumer Bankruptcy

Author : Henry J. Sommer
File Size : 64.48 MB
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Chapter 13 Bankruptcy

Author : Cara O'Neill
File Size : 57.43 MB
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Stop creditors. Get more time to pay. Chapter 13 bankruptcy offers unique debt solutions not available in Chapter 7 bankruptcy. Yes, you’ll pay into a repayment plan. But your money will go toward the debts that matter most—like your mortgage, car loan, support obligations, and taxes. Remaining debts, such as credit card balances, medical bills, and utility bills, usually get only a fraction of what you owe. Some of Chapter 13 bankruptcy’s other features include allowing filers to: keep all property avoid foreclosure and vehicle repossession pay the fair market value for a car, and stop lawsuits, wage garnishments, and bank levies. Here, you’ll find clear explanations of the Chapter 13 process to help you: decide if Chapter 13 is your best option estimate your monthly plan payment, and find and work effectively with the right lawyer. This revised edition covers all the latest changes in bankruptcy law, including updated exemption tables for every state, and explains how to use the new official bankruptcy forms.

Chapter 13 Bankruptcy

Author : Robin Leonard
File Size : 30.71 MB
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Chapter 13 allows debtors to reorganize their debts into a manageable repayment plan--without losing any of their property. This book provides a clear overview of the process--from qualifying and deciding if it is right for the individual to devising a repayment plan. Includes samples, forms, and instruction necessary to file.

Chapter 13 Bankruptcy

Author : Keith M. Lundin
File Size : 88.54 MB
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Chapter 13 Bankruptcy

Author : Robin Leonard
File Size : 28.53 MB
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Chapter 13 bankruptcy allows debtors to reorganize their debts into a manageable repayment plan -- without losing property. Chapter 13 Bankruptcy provides a clear overview of this reorganization process and shows people how to qualify for Chapter 13, decide if it's the right step, devise a reasonable repayment plan and file all necessary papers, either on their own or with a lawyer. It also includes a discussion of how to value collateral and choose an interest rate when writing a bankruptcy plan. Contains sample letters to creditors, tear-out forms and step-by-step instructions to fill them out and file.

Chapter 13 Bankruptcy

Author : Stephen Elias
File Size : 37.4 MB
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Are you behind on your mortgage, taxes, or other bills? Are creditors threatening foreclosure or repossession? Consider Chapter 13 bankruptcy, which lets you reorganize your debts into a repayment plan you can afford-and keep your house, car and other property.

Chapter 13 Bankruptcy

Author : Robin Leonard
File Size : 88.36 MB
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Please note that this edition is now out of print and has been replaced by the 9th edition, also available through MyiLibrary ... Reduce your debts, save your property -- and start over! Are you behind on your mortgage, taxes or other bills? Are creditors threatening foreclosure or repossession? Consider Chapter 13 bankruptcy, which can provide you an affordable repayment plan -- and let you keep your house, car and other property. You can even avoid attorney fees and do it yourself -- let Chapter 13 Bankruptcy show the way. Find out how to: determine if you qualify for Chapter 13 estimate monthly payments devise an acceptable repayment plan complete and file forms stop a house foreclosure make up missed mortgage payments pay off other debts represent yourself before a bankruptcy judge or trustee The 8th edition is completely rewritten to reflect the recent (and massive) changes to federal bankruptcy law, as well as the latest bankruptcy exemption laws of your state. It also includes the most current legal documents and instructions on filling them out. Whether you work with a lawyer or file on your own, you'll find everything you need to take charge of your debts in Chapter 13 Bankruptcy. Please note: This book does not cover business bankruptcies, farm reorganizations or individual repayment plans (Chapter 13). For Chapter 7 bankruptcy, see Nolo's How to File for Chapter 7 Bankruptcy.

The Bankruptcy Laws and Rights

Author : N. Kumar
File Size : 65.29 MB
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You have doubtlessly found out about no less than one person who has petitioned for bankruptcy once (or twice) in his/her lifetime. It might have been a relative, collaborator, family companion, or even a big name. At the season of finding out about this current individual's bankruptcy, you may have pondered to yourself how he/she could have overseen cash so ineffectively that bankruptcy insurance turned into his/her exclusive way out of obligation. You likely even let yourself know that you could never be that individual looking for obligation directing, or more awful, petitioning for bankruptcy. At that point IT HAPPENED. There are auto instalments, contracts, understudy advances, MasterCard instalments and doctor's visit expenses to be paid. Obligation authorities are continually calling you at work and at home. You're living from paycheck-to-paycheck, and regular it's getting to be harder to give your family the essential necessities. Thus you start to consider how you can profit by petitioning for bankruptcy, yet you are frightened crazy. You are frightened about the procedure, as well as terrified of what others will think if and when they discover that you have petitioned for bankruptcy. A significant number of persons are embarrassed about the way that as a result of their exceedingly extraordinary obligation, they will must be secured by bankruptcy insurance. To them, it's as though they need to stroll around for the rest of their lives with a sign secured around their necks that understands, "I have petitioned for bankruptcy." For these people, the disgrace that they feel doesn't leave rapidly enough, especially when there are money related crazy people who continually scrutinize persons for going bankrupt. These money related crazy people trust that if people would simply pay their bills and pay them on time, then bankruptcy wouldn't be a choice. Be that as it may, that is the place they are incorrect. Despite regular bankruptcy misguided judgements that exist today, persons are truly and genuinely applying for bankruptcy assurance for reasons that are outside their ability to control. All things considered, there is no compelling reason to feel embarrassed about the authentic business choice that you need to make to recover your life on track. Frankly, these confusions exist principally in light of the fact that individuals are unmindful about all things identified with bankruptcy. At the point when in secondary school or school lessons appeared once in a while about how to find a great job with a specific end goal to procure a ton, or setting aside cash for that blustery day. However, would you say you were ever taught about what bankruptcy is; the thing that you'll need to do with a specific end goal to document; to what extent the procedure takes; the great and the terrible of recording; or what life resemble after bankruptcy? The answer is in all likelihood "NO." You were never given the chance to select in the course "Bankruptcy 101." That is the reason you'll see this Digital book exceptionally helpful. Not just will you find out about the nuts and bolts of petitioning for bankruptcy, however you'll likewise be given tips on what to do to survive a bankruptcy; including how to evade obligation, modify your credit and deal with your accounts successfully. Class is in session. The course today is entitled "The Bankruptcy Guide ." It would be ideal if you guarantee that you keep a receptive outlook about this theme and will learn. Presently... let us start!

Chapter 13 Bankruptcy

Author : Stephen Elias
File Size : 42.70 MB
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Chapter 13 Bankruptcy is for the millions of Americans struggling under burdensome debt who want to keep a home or other valuable property, or who earn too much to qualify for Chapter 7 bankruptcy. People buy the book to gain a thorough understanding of this complicated and intimidating process and to determine if Chapter 13 will work for them.

Chapter 13 Bankruptcy

Author : Stephen Elias
File Size : 39.38 MB
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This plain-English guide to decide if Chapter 13 is right for you and to learn how to keep valuable property and discharge your unsecured debts. Chapter 13 legal concepts, procedures, and monetary calculations can be tricky. Nolo's Chapter 13 Bankruptcy breaks down the Chapter 13 process and provides clear explanations of the law so you can: . consider alternatives to bankruptcy . decide which is better for you -- Chapter 7 or Chapter 13 . determine if you qualify for Chapter 13 . understand bankruptcy’s automatic stay . learn how Chapter 13 can help avoid foreclosure . find out if you can reduce your car loan balance, or the balance on other secured debts . determine if you can strip second mortgages or home equity lines from your home . calculate (with forms and step-by-step instructions) whether you have enough income to propose a repayment plan that will meet legal requirements . calculate the amount of your monthly plan payment . find and work effectively with an excellent lawyer, and . rebuild your credit after bankruptcy This newest edition includes new information on hiring and working with a lawyer, recent U.S. Supreme Court and other federal court decisions interpreting bankruptcy law, the latest bankruptcy exemption laws in your state, and recent IRS standard expense amounts (which play a role in plan payments). This book does not cover business bankruptcies, farm reorganizations, or Chapter 7 personal bankruptcy. See Nolo's How to File for Chapter 7 Bankruptcy.

Chapter 13 Practice and Procedure

Author : W. Homer Drake
File Size : 43.37 MB
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This looseleaf volume is a guide to Chapter 13 bankruptcy cases & covers how to commence a Chapter 13 case, how to determine who has an allowable claim, & what claims have to be paid. All relevant Official forms & bankruptcy Rules are included in the work.

Chapter 13 Bankruptcy

Author : Stephen Elias
File Size : 83.55 MB
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A comprehensive guide to Chapter 13 bankruptcy that covers how it works, the automatic stay, eligibility, completing forms, drafting a plan, filing papers, handling legal issues, and other related topics.

The ABCs of Debt

Author : Stephen P. Parsons
File Size : 46.87 MB
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Using a hands-on approach, The ABCs of Debt: A Case Study Approach to Debtor/Creditor Relations and Bankruptcy Law, Fifth Edition bridges the difference between understanding bankruptcy concepts and applying them with confidence. Parsons begins with the premise that the specialized study of bankruptcy requires an adequate foundation in other aspects of debtor/creditor relations. This foundational knowledge is reinforced by realistic, current case studies that introduce, explain, and illustrate bankruptcy law and procedure. Students see how a bankruptcy case unfolds, from the moment a debtor makes contact with a lawyer until the case is closed. That chronological, step-by-step approach is used to study cases filed under Chapter 7, Chapter 13, and Chapter 11. This book aspires not just to teach students ‘‘about’’ bankruptcy, but also to teach them how to ‘‘do’’ bankruptcy. Broad coverage includes bankruptcy law, debt creation, secured transactions, the law of liens, and debt collection. New to the Fifth Edition: Updated to reflect significant court decisions regarding debt collection and bankruptcy including: Czyzewski v. Jevic Holding Corp. which struck down structured settlements regarding a Chapter 11 debtor that conflict with §507 priorities unless affected creditors consent Midland Funding, LLC v. Johnson, U.S. holding that filing of a time barred proof of claim does not amount to a false, deceptive, misleading, unfair, or unconscionable debt collection practice within the meaning of the Fair Debt Collection Practices Act Lamar, Archer & Cofrin, LLP, v. Appling, holding that a materially false statement in writing about a single asset can be a “statement respecting the debtor’s financial condition,” rendering debt related to the asset nondischargeable under §523(a)(2)(B) Epic Systems Corp. v. Lewis holding that private-sector non-union employers can use class action arbitration waiver provisions to bar employees from joining in a class action or collective arbitration to contest alleged wage and hour violation Updated references pertaining to the Consumer Financial Protection Bureau and the Department of Education (student loans), payday lending, and car loans Analysis of the causes of bankruptcy for those age 65 and older Demonstration bankruptcies moved to appendices for easy reference Revised case studies comply with the latest amendments to the official bankruptcy forms in effect at the time of publication including the important new Form B113, Chapter 13 Plan approved by the U.S. Judicial Conference in 2017 Professors and students will benefit from: Realistic Case Studies that add a strong skill-building component to any study of bankruptcy law Problem-Hypotheticals in which students apply concepts to realistic situations Learn-by-Doing exercises, examples, and illustrations A sequential organization of bankruptcy topics that mirrors practice Ethical Considerations that highlight relevant ethical or professional challenges presented by the topic under discussion Chapter summaries, review questions, and sample forms View from the Bench case excerpts, accompanied by Applying the Law exercises, that link doctrine to practice Engaging and informative text boxes Key Concepts at the start of each chapter Complete Case Files for both case studies—provided for students on the companion website at WKLegaledu.com/Parsons-Debt5 and referred to throughout the chapters that make up Part B To Learn More (TLM) activities for each chapter—available on the companion website—designed to challenge and enable the student to do further research on issues raised in the text or to consult additional resources for further learning

Are You Eligible for Chapter 13 Bankruptcy

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Nolo.com, Inc. presents the article "Are You Eligible for Chapter 13 Bankruptcy?," as part of the Nolo Legal Encyclopedia resource. The article notes the eligibility requirements for filing Chapter 13 bankruptcy.

We The People s Guide to Bankruptcy

Author : Ira Distenfield
File Size : 33.57 MB
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Predictors of 1997 Chapter 13 Bankruptcy Completion and Dismissal Rates in Utah

Author : David Ashel Evans
File Size : 35.11 MB
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The purpose of this study was two-fold. The first intention was to identify a group of debtor characteristics that predicted discharge among Chapter 13 bankruptcy filers in the district of Utah from 1997. The second objective was to use that same set of characteristics to predict the likelihood of dismissal at three critical stages of the bankruptcy process. Those stages were identified, first, as the period before the 341 hearing or meeting of creditors (n = 115 or 12.7%), second, before confirmation of the debtor's repayment plan (n = 267 or 29.4%), third, the period after confirmation of the plan and before discharge (n = 286 or 31.5%). Once the best group of characteristics was discovered, the effects of demographic characteristics were compared against those of economic debtor characteristics as predictors of the outcome of the Chapter 13 cases. The results of the study show that demographic characteristics were, in general, better predictors than economic factors of the disposition of the Chapter 13 cases within the sample. Discharged and dismissed debtors were found to have statistically significantly different levels of certain types of debts based on pairwise t-test results. Although limited to one district, this study was the first to examine the likelihood of dismissal at three stages of bankruptcy prior to discharge. The study concluded that single debtors, debtors with children, debtors with previous bankruptcies, and those with higher levels of mortgage arrears were the most likely to be dismissed before completion of their repayment plan. Plan completion was generally achieved by those with higher job tenure and debtors with a mortgage. The results of the study support arguments against changes in current bankruptcy law and warrant further investigation of low Chapter 13 repayment plan completion rates in the district of Utah.

Chapter 13 Bankruptcy

Author : Stephen Elias
File Size : 84.97 MB
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Reduce your debts, save your property -- and start over! With the new bankruptcy law making it more difficult than ever to file for Chapter 7 protection, more and more people will turn to Chapter 13 for help. A clear, plain-English legal guide, Chapter 13 Bankruptcy will show readers how to: determine if they qualify for Chapter 13 estimate monthly payments devise an acceptable repayment plan complete and file forms stop a house foreclosure make up missed mortgage payments pay off other debts represent yourself before a bankruptcy judge or trustee The 9th edition is completely updated to reflect the recent (and massive) changes to federal bankruptcy law and their practical effect as well as the latest bankruptcy exemption laws of your state. It also includes the most current legal documents and instructions on filling them out.

Personal Bankruptcy Laws For Dummies

Author : James P. Caher
File Size : 89.31 MB
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With tips on understanding -- and surviving -- the new bankruptcy laws If you're considering bankruptcy, you need straightforward answers and reliable advice. This handy guide covers it all -- so you can get your finances in line and your life back on track. This updated new edition covers everything you need to know about the new bankruptcy law and includes even better resources. Don't get desperate -- get out of debt instead! Discover how to * Weigh the consequences of bankruptcy * Manage your spending * Find professional help you can trust * Decide on the right type of bankruptcy * Pass the means test * Keep more of your stuff

United States Code Annotated

Author : United States
File Size : 55.23 MB
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