Defending a Credit Card Collection Case


Author: Edward Cherry

Publisher: Aspatore Books

ISBN: 9780314271228

Category: Law

Page: 230

View: 7072

Written by an economist and attorney, Defending a Credit Card Collection Case arguably provides the most comprehensive coverage of the manner in which credit cards are originated, financed, billed, collected, and sued upon. Offering in-depth explanations of concepts, practical advice on methodologies, and sample pleading and practice forms, this book covers topics such as how to effectively eliminate any credit card debt without harming your clients' FICO score. This book also provides readers with crucial information surrounding issues that commonly affect attorneys engaged in litigation with credit card issuing banks, debt collectors, and credit reporting agencies. Furthermore, by applying the dispute process in connection with federal, state, and the common law, Defending a Credit Card Collection Case is a comprehensive and integrated practice manual and is truly an indispensable resource for both practitioners and would-be practitioners alike. Book jacket.

Successfully Defending Your Credit Card Lawsuit

What to Do If You Are Sued for a Credit Card Debt


Author: Richard A. Klass

Publisher: BookBaby

ISBN: 0983695407

Category: Law

Page: 70

View: 6737

If you are faced with a credit card lawsuit, SUCCESSFULLY DEFENDING YOUR CREDIT CARD LAWSUIT may help you present a more robust defense. This book offers sample pleadings and motions, numerous free forms and instructions, and descriptions of the defenses and procedures in the "typical" case. This book, as helpful as it may try to be, is not intended to substitute for good legal advice, which is recommended. Many bar associations have excellent legal referral services for the public. In addition, pro bono (no cost) legal service organizations can help you defend this type of claim. However, many people may find that no-cost legal service providers, often overwhelmed by demand, are unable to provide immediate assistance, or that private counsel is too costly to retain to defend the typical collection case. Fortunately, the typical collection case lends itself to streamlined events and uncomplicated pleadings and defenses. This book may be a tremendous help in those situations. Open the book to find... - What to do - Responding - Best Defenses - Proof Issues - Credit Reporting - Credit Card Litigation Flow Chart - Responding to the Summons - Discovery Proceedings - Summary Judgment - Trial Matters - Post-Trial Matters - Settlements - Sample Pleadings and Forms - Relevant Statutes - Ethical Issues in Collection - Guide to the Fair Debt Collection Practices Act (FDCPA) - Glossary of terms and definitions - Handling Identity Theft - Helpful Internet Resources

Repairing a Broken System

Protecting Consumers in Debt Collection Litigation and Arbitration


Author: Jon Leibowitz

Publisher: DIANE Publishing

ISBN: 1437936350


Page: 106

View: 5686

Creditors and collectors seek to recover consumer debts through the use of litigation and arbitration. But, neither litigation nor arbitration currently provides adequate protection for consumers. The system for resolving disputes about consumer debts is broken. To fix the system, federal and state governments, the debt collection industry, and other stakeholders should make a variety of significant reforms in litigation and arbitration so that the system is both efficient and fair. Contents of this report: Introduction; Litigation and Arbitration Proceedings; Conclusion. Appendices: Debt Collection Roundtable (DCR) Panelists; Contributors to DCR; Agendas for DCR; DCR Public Comments; Sample State Debt Collection Checklists. Illustrations.

Bad Paper

Chasing Debt from Wall Street to the Underworld


Author: Jake Halpern

Publisher: Farrar, Straus and Giroux

ISBN: 0374711240

Category: True Crime

Page: 256

View: 6710

The Federal Trade Commission receives more complaints about rogue debt collecting than about any activity besides identity theft. Dramatically and entertainingly, Bad Paper reveals why. It tells the story of Aaron Siegel, a former banking executive, and Brandon Wilson, a former armed robber, who become partners and go in quest of "paper"—the uncollected debts that are sold off by banks for pennies on the dollar. As Aaron and Brandon learn, the world of consumer debt collection is an unregulated shadowland where operators often make unwarranted threats and even collect debts that are not theirs. Introducing an unforgettable cast of strivers and rogues, Jake Halpern chronicles their lives as they manage high-pressure call centers, hunt for paper in Las Vegas casinos, and meet in parked cars to sell the social security numbers and account information of unsuspecting consumers. He also tracks a "package" of debt that is stolen by unscrupulous collectors, leading to a dramatic showdown with guns in a Buffalo corner store. Along the way, he reveals the human cost of a system that compounds the troubles of hardworking Americans and permits banks to ignore their former customers. The result is a vital exposé that is also a bravura feat of storytelling.

Solve Your Money Troubles

Strategies to Get Out of Debt and Stay That Way


Author: Amy Loftsgordon,Cara O'Neill

Publisher: Nolo

ISBN: 1413323820

Category: Business & Economics

Page: 392

View: 1060

Are you overwhelmed by debt? Facing collection calls, a wage garnishment, car repossession, or lawsuit? Solve Your Money Troubles is a comprehensive guide that provides the practical information you need to take financial control of your life. Learn how to: prioritize debts & create a budget stop harassment by debt collectors negotiate with creditors deal with wage garnishment, car repossession and foreclosure reduce student loan payments know what to expect if a creditor sues decide if bankruptcy is the right option for you, and rebuild your credit. The new edition of Solve Your Money Troubles is updated with the latest legal developments in the world of debt, credit, and bankruptcy. You’ll also find sample letters you can use when negotiating with creditors, worksheets to help you create a plan to repay your debt, and other practical forms to help you get out of debt and make a fresh start.

Stick It to Sue Happy Debt Collectors

Learn How to Fight Debt Collection Lawsuits and Win


Author: Allen Harkleroad

Publisher: N.A

ISBN: 9780978999728

Category: Debtor and creditor

Page: 206

View: 6288

I look at being sued by a debt collector like this: If you are going to sue me, you better have the proof and documentation to validate it. I will fight and tooth and nail if the attorney or law firm can't or won't show proper proof. It doesn't matter if I owe the debt or not. I am not an “easy money target†and after you read my book neither will you.

Defending the First

Commentary on First Amendment Issues and Cases


Author: Joseph Russomanno

Publisher: Routledge

ISBN: 1135613702

Category: Language Arts & Disciplines

Page: 456

View: 3898

Defending the First provides a collection of new perspectives on the First Amendment in legal and communication contexts. Editor Joseph Russomanno brings together a roster of major figures who have participated in the shaping of First Amendment law over the past 30 years. Readers are taken into a realm of personal experience and analysis through the stories of these attorneys at the forefront of the battle to defend the "First." The contributors to this volume--all of whom have argued cases before the Supreme Court--tell about their experiences appearing before the highest court in the United States. Some write many years after being there, while others offer insights from a more recent vantage point. One Supreme Court Attorney offers a historical analysis of a case replete with a variety of First Amendment issues. This work contributes to a deeper understanding of First Amendment issues and the types of expression that the First Amendment protects, and why these rights must be protected. In addition, it provides readers with the unique perspective of those who have been on the front lines of some of the most important and influential cases in this era. The challenges of presenting an argument in this venue become clear, and it is evident that understanding one's own case, its lineage, and its likely impact all become part of the formula for success. This distinctive collection provides personal and compelling insights into the making of communication law, and it will be engaging reading for students in communication law courses. It will also appeal to any reader interested in First Amendment law.

Defending Animal Rights


Author: Tom Regan

Publisher: University of Illinois Press

ISBN: 9780252026119

Category: Nature

Page: 179

View: 3494

More than a contest of wills representing professional and economic interests, the animal rights debate is also and enduring topic in normative ethical theory. 'Defending Animal Rights' addresses the key isues in this sometimes acrimonious debate.

A Defense of Ardor



Author: Adam Zagajewski

Publisher: Farrar, Straus and Giroux

ISBN: 1466884231

Category: Literary Criticism

Page: 208

View: 1862

Ardor, inspiration, the soul, the sublime: Such terms have long since fallen from favor among critics and artists alike. In his new collection of essays, Adam Zagajewski continues his efforts to reclaim for art not just the terms but the scanted spiritual dimension of modern human existence that they stake out. Bringing gravity and grace to his meditations on art, society, and history, Zagajewski wears his erudition lightly, with a disarming blend of modesty and humor. His topics range from autobiography (his first visit to a post-Soviet Lvov after childhood exile; his illicit readings of Nietzsche in Communist Poland); to considerations of artist friends past and present (Zbigniew Herbert, Czeslaw Milosz); to intellectual and psychological portraits of cities he has known, east and west; to a dazzling thumbnail sketch of postwar Polish poetry. Zagajewski gives an account of the place of art in the modern age that distinguishes his self-proclaimed liberal vision from the "right-wing radicalism" of such modernist precursors as Eliot or Yeats. The same mixture of ardor and compassion that marks Zagajewski's distinctive contribution to modern poetry runs throughout this eloquent, engaging collection.

Collection Actions

Defending Consumers and Their Assets


Author: Jonathan A. Sheldon,Carolyn L. Carter,Chi Chi Wu

Publisher: N.A

ISBN: 9781602480858

Category: Law

Page: 595

View: 4100

Looking for the Harp Quartet

An Investigation Into Musical Beauty


Author: Markand Thakar

Publisher: University Rochester Press

ISBN: 1580463460

Category: Music

Page: 210

View: 4279

This book is a philosophical tour through the experience of beauty: what it is, and how the composer, performer, and listener all contribute. It explores -- with insight, patience, and humor -- profound issues at the essence of our experience. A student performance of Beethoven's String Quartet No. 10 in E-Flat Major, known as the "Harp," serves as a point of departure and a recurring theme. For the layperson the core of the book is five dialogues between Icarus, an inquiring student intensely concerned with fulfilling his highest potential as a musician, and Daedalus, a curmudgeonly, iconoclastic teacher who guides Icarus's search. Three technical articles, geared to the music professional and academic, treat the issues in greater depth. Supplementary online audio files and musical examples. Markand Thakar is Charles A. & Carolyn M. Russell Music Director, Duluth Superior Symphony Orchestra; Music Director, Baltimore Chamber Orchestra; Principal Conductor, Duluth Festival Opera; and co-Director of the graduate conducting program, Peabody Conservatory of the Johns Hopkins University.


The Surprising Truth About What Motivates Us


Author: Daniel H. Pink

Publisher: Penguin

ISBN: 9781101524381

Category: Business & Economics

Page: 272

View: 551

Forget everything you thought you knew about how to motivate people—at work, at school, at home. It's wrong. As Daniel H. Pink (author of To Sell Is Human: The Surprising Truth About Motivating Others) explains in his paradigm-shattering book Drive, the secret to high performance and satisfaction in today's world is the deeply human need to direct our own lives, to learn and create new things, and to do better by ourselves and our world. Drawing on four decades of scientific research on human motivation, Pink exposes the mismatch between what science knows and what business does—and how that affects every aspect of our lives. He demonstrates that while the old-fashioned carrot-and-stick approach worked successfully in the 20th century, it's precisely the wrong way to motivate people for today's challenges. In Drive, he reveals the three elements of true motivation: *Autonomy—the desire to direct our own lives *Mastery—the urge to get better and better at something that matters *Purpose—the yearning to do what we do in the service of something larger than ourselves Along the way, he takes us to companies that are enlisting new approaches to motivation and introduces us to the scientists and entrepreneurs who are pointing a bold way forward. Drive is bursting with big ideas—the rare book that will change how you think and transform how you live.

The Do-it-yourself Bailout

How I Eliminated $222,000 of Credit-card Debt in Eighteen Months and Saved Nearly $150,000


Author: Kenny Golde

Publisher: Barricade Books Incorporated

ISBN: 9781569804735

Category: Business & Economics

Page: 138

View: 3902

In The Do-It-Yourself Bailout, author Kenny Golde explains how he completely and legally eliminated $222,000 in credit card debt, without filing for bankruptcy or destroying his credit score. Golde provides a step-by-step handbook on all facets of how to initiate settlement negotiations with banks, how to handle collection agencies, how to separate your emotions from your debt, and much, much more.


And The Case For Debt Refusal


Author: Andrew Ross

Publisher: OR Books

ISBN: 1939293391

Category: Business & Economics

Page: 220

View: 3324

It seems like pretty much everybody – homeowners, students, those who are ill and without health insurance, and, of course, credit card holders – is up to their neck in debt that can never be repaid. 77% of US households are seriously indebted and one in seven Americans has been pursued by debt collectors. The major banks are bigger and more profitable than before the 2008 crash, and legislators are all but powerless to bring them to heel. In this forceful, eye-opening survey, Andrew Ross contends that we are in the cruel grip of a creditocracy – where the finance industry commandeers our elected governments and where the citizenry have to take out loans to meet their basic needs. The implications of mass indebtedness for any democracy are profound, and history shows that whenever a creditor class becomes as powerful as Wall Street, the result has been debt bondage for the bulk of the population. Following in the ancient tradition of the jubilee, activists have had some success in repudiating the debts of developing countries. The time is ripe, Ross argues, for a debtors’ movement to use the same kinds of moral and legal arguments to bring relief to household debtors in the North. After examining the varieties of lending that have contributed to the crisis, Ross suggests ways of lifting the burden of illegitimate debts from our backs. Just as important, Creditocracy outlines the kind of alternative economy we need to replace a predatory debt-money system that only benefits the 1%.

"How Can You Defend Those People?"

The Making of a Criminal Lawyer


Author: James S. Kunen

Publisher: Random House Incorporated


Category: Public defenders

Page: 270

View: 8931

A personal description of the workings of the American criminal justice system based on the author's two-and-a-half year stint working with the Public Defender's Service in Washington, D.C

Mad in America

Bad Science, Bad Medicine, and the Enduring Mistreatment of the Mentally Ill


Author: Robert Whitaker

Publisher: Basic Books

ISBN: 0786723793

Category: Psychology

Page: 368

View: 4280

Schizophrenics in the United States currently fare worse than patients in the world's poorest countries. In Mad in America, medical journalist Robert Whitaker argues that modern treatments for the severely mentally ill are just old medicine in new bottles, and that we as a society are deeply deluded about their efficacy. The widespread use of lobotomies in the 1920s and 1930s gave way in the 1950s to electroshock and a wave of new drugs. In what is perhaps Whitaker's most damning revelation, Mad in America examines how drug companies in the 1980s and 1990s skewed their studies to prove that new antipsychotic drugs were more effective than the old, while keeping patients in the dark about dangerous side effects. A haunting, deeply compassionate book—now revised with a new introduction—Mad in America raises important questions about our obligations to the mad, the meaning of “insanity,” and what we value most about the human mind.

Thinking about the Insanity Defense

Answers to Frequently Asked Questions with Case Examples


Author: Ellsworth Fersch,Ellsworth Lapham Fersch

Publisher: iUniverse

ISBN: 0595344127

Category: Law

Page: 276

View: 9583

Thinking About the Insanity Defense answers ninety-seven frequently asked questions and presents sixteen case examples in easily understood language. This volume provides a clear and compelling introduction to one of the most important topics in the relation between psychology and law. Compiled by members of a Harvard seminar, it directs attention to the issues most often raised by the general public and by students of social science and criminal justice. The frequently asked questions about the insanity defense address: its history and psychological aspects; the effects of different standards for determining insanity; the arguments for its retention, abolition, and revision; media and other responses to it; controversies around pre- and post-conviction commitment; and the roles of psychologists, psychiatrists, and lawyers. The case examples illustrate a variety of outcomes and include individuals who were: found not guilty by reason of insanity; found guilty even though mentally ill; and not charged because of mental illness. The extensive bibliography directs students and citizens interested in psychology, law, and criminal justice to further cases and analyses. The insanity defense is one of the most significant topics in psychoforensics. This brief and readable book is the first place to look for what most people want to know about the insanity defense.

Quest for Justice

Defending the Damned


Author: Richard S. Jaffe

Publisher: N.A

ISBN: 9780882823744

Category: True Crime

Page: 322

View: 2950

Follows the cases of Alabama attorney Richard S. Jaffe where he successfully exonerated sentenced death row prisoners, and provides commentary on the judicial system and how the death penalty is decided and administered.

How to Survive a Garden Gnome Attack


Author: Chuck Sambuchino

Publisher: Random House

ISBN: 1473501962

Category: Humor

Page: 112

View: 2238

There’s a new threat in town – and it’s only twelve inches tall. How to Survive a Garden Gnome Attack is the only comprehensive survival guide that will help you prevent, prepare for, and ward off an imminent home invasion by the common garden gnome. Once thought of as harmless garden decorations, evidence is mounting that these smiling lawn statues are poised and ready to wreck havoc. The danger is real. And it’s here. Class 1 gnome-slayer and gnome defence expert Chuck Sambuchino has developed a proven system – Assess, Protect, Defend, Apply – for safeguarding property, possessions, and loved ones. Strategies include step-by-step instructions for gnome-proofing the average dwelling, recognising and interpreting the signs of a gathering horde and – in the event that a secured perimeter is breached – confronting and combating the attackers at close range.

Breach the Hull


Author: Jack Campbell,Jack McDevitt

Publisher: N.A

ISBN: 9780979690198

Category: Fiction

Page: 222

View: 2650

Contains sixteen science fiction/war short stories by such authors as Patrick Thomas, C.J. Henderson, and James Chambers.