Advances in Automated Valuation Modeling

AVM After the Non-Agency Mortgage Crisis

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Author: Maurizio d'Amato,Tom Kauko

Publisher: Springer

ISBN: 3319497464

Category: Computers

Page: 422

View: 7380

This book addresses several problems related to automated valuation methodologies (AVM). Following the non-agency mortgage crisis, it offers a variety of approaches to improve the efficiency and quality of an automated valuation methodology (AVM) dealing with emerging problems and different contexts. Spatial issue, evolution of AVM standards, multilevel models, fuzzy and rough set applications and quantitative methods to define comparables are just some of the topics discussed.

Computational Collective Intelligence

9th International Conference, ICCCI 2017, Nicosia, Cyprus, September 27-29, 2017, Proceedings

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Author: Ngoc Thanh Nguyen,George A. Papadopoulos,Piotr Jędrzejowicz,Bogdan Trawiński,Gottfried Vossen

Publisher: Springer

ISBN: 3319670743

Category: Computers

Page: 592

View: 8366

This two-volume set (LNAI 10448 and LNAI 10449) constitutes the refereed proceedings of the 9th International Conference on Collective Intelligence, ICCCI 2017, held in Nicosia, Cyprus, in September 2017. The 117 full papers presented were carefully reviewed and selected from 248 submissions. The conference focuseson the methodology and applications of computational collective intelligence, included: multi-agent systems, knowledge engineering and semantic web, social networks and recommender systems, text processing and information retrieval, data mining methods and applications, sensor networks and internet of things, decision support & control systems, and computer vision techniques.

Computational Collective Intelligence

10th International Conference, ICCCI 2018, Bristol, UK, September 5-7, 2018, Proceedings

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Author: Ngoc Thanh Nguyen (Computer scientist),Elias Pimenidis,Zaheer Khan,Bogdan Trawiński

Publisher: Springer

ISBN: 3319984438

Category: Artificial intelligence

Page: 563

View: 2552

Mass Appraisal Methods

An International Perspective for Property Valuers

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Author: Tom Kauko,Maurizio d'Amato

Publisher: John Wiley & Sons

ISBN: 9781444301038

Category: Business & Economics

Page: 360

View: 7059

This book takes a cross-disciplinary and cross-cultural look at mass appraisal expertise for property valuation in different market conditions, and offers some cutting- edge approaches. The editors establish an international platform and present the scientific debate as well as practical feasibility considerations. Heretic and orthodox valuation methods are assessed based on specific criteria, partly technical and partly institutional. Methodological evaluation is approached using two types of criteria: operational concerns about how to determine property value differentials between spatial and functional units of real estate in a valid and reliable way (technical criteria); and the kind of market circumstances being operated in (institutional criteria). While technical criteria are relatively well-researched, there is little theoretically informed work on the connection between country context and selection of property appraisal methods. The book starts with an examination of current mass property appraisal practices, presenting case studies from widely differing markets - from the American and Dutch, where regression-based methods have been used successfully for some time; to the Eastern European and other emerging economies, where limitations have to be compensated by focusing on the modelling assumptions. The second part of the book looks at sophisticated modelling approaches, some of which represent combinations of elements from two or more techniques. Whatever the exact modelling approach, the requirements are always high for the quality of the data and suitability of the method. In the final section, methods are evaluated and compared according to technical criteria and against institutional contexts.With its exceptionally wide coverage of valuation issues, Mass Appraisal Methods: an international perspective for property valuers addresses property valuation problems common to different countries and approaches applicable in both developed and emerging economies.

Housing Finance Policy in Emerging Markets

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Author: Loic Chiquier,Michael J. Lea

Publisher: World Bank Publications

ISBN: 0821377515

Category: Social Science

Page: 491

View: 4516

Housing finance markets have been changing dramatically in both emerging and developed economies. On the one hand, housing finance markets are expanding and represent a powerful engine for economic growth in many emerging economies. However, the unfolding sub-prime mortgage crisis highlights the risks and potential turbulence that this sector can introduce into the financial system when expanding without proper infrastructure and regulation. As housing finance keeps growing in emerging economies to match a rising demand for housing, new risk management approaches, business models, funding tools, and policy instruments can help. Yet many questions remain about the right balance between innovation and regulation, the extent of risks to the financial system, the appropriate role of the state to promote affordable housing, and the effects of the sub-prime crisis. This book provides a guide for policymakers dealing with housing finance in emerging markets. It highlights the prerequisites for an effective housing finance system; it lays out several policy alternatives and models of housing finance; and it explores the role of governments in expanding access to housing finance for lower-income households. There is no "best" model set out in this book. The aim is to provide a developmental roadmap that can be tailored and sequenced to each country's situation and timing.

Measuring Wealth and Financial Intermediation and Their Links to the Real Economy

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Author: Charles R. Hulten,Marshall B. Reinsdorf

Publisher: University of Chicago Press

ISBN: 022620426X

Category: Business & Economics

Page: 397

View: 6632

More than half a decade has passed since the bursting of the housing bubble and the collapse of Lehman Brothers. In retrospect, what is surprising is that these events and their consequences came as such a surprise. What was it that prevented most of the world from recognizing the impending crisis and, looking ahead, what needs to be done to prevent something similar? Measuring Wealth and Financial Intermediation and Their Links to the Real Economy identifies measurement problems associated with the financial crisis and improvements in measurement that may prevent future crises, taking account of the dynamism of the financial marketplace in which measures that once worked well become misleading. In addition to advances in measuring financial activity, the contributors also investigate the effects of the crisis on households and nonfinancial businesses. They show that households’ experiences varied greatly and some even experienced gains in wealth, while nonfinancial businesses’ lack of access to credit in the recession may have been a more important factor than the effects of policies stimulating demand.

Advanced Methods for Modeling Markets

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Author: Peter S. H. Leeflang,Jaap E. Wieringa,Tammo H.A Bijmolt,Koen H. Pauwels

Publisher: Springer

ISBN: 3319534696

Category: Business & Economics

Page: 733

View: 5977

This volume presents advanced techniques to modeling markets, with a wide spectrum of topics, including advanced individual demand models, time series analysis, state space models, spatial models, structural models, mediation, models that specify competition and diffusion models. It is intended as a follow-on and companion to Modeling Markets (2015), in which the authors presented the basics of modeling markets along the classical steps of the model building process: specification, data collection, estimation, validation and implementation. This volume builds on the concepts presented in Modeling Markets with an emphasis on advanced methods that are used to specify, estimate and validate marketing models, including structural equation models, partial least squares, mixture models, and hidden Markov models, as well as generalized methods of moments, Bayesian analysis, non/semi-parametric estimation and endogeneity issues. Specific attention is given to big data. The market environment is changing rapidly and constantly. Models that provide information about the sensitivity of market behavior to marketing activities such as advertising, pricing, promotions and distribution are now routinely used by managers for the identification of changes in marketing programs that can improve brand performance. In today’s environment of information overload, the challenge is to make sense of the data that is being provided globally, in real time, from thousands of sources. Although marketing models are now widely accepted, the quality of the marketing decisions is critically dependent upon the quality of the models on which those decisions are based. This volume provides an authoritative and comprehensive review, with each chapter including: · an introduction to the method/methodology · a numerical example/application in marketing · references to other marketing applications · suggestions about software. Featuring contributions from top authors in the field, this volume will explore current and future aspects of modeling markets, providing relevant and timely research and techniques to scientists, researchers, students, academics and practitioners in marketing, management and economics.

Handbook of Credit Scoring

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Author: Elizabeth Mays

Publisher: Global Professional Publishi

ISBN: 9781888988017

Category: Business & Economics

Page: 382

View: 2961

· Credit scoring is a vital and sometimes misunderstood tool in financial services · Evaluates the different systems available Bankers and lenders depend on credit scoring to determine the best credit risks--and ensure maximum profit and security from their loan portfolios. Handbook of Credit Scoring offers the insights of a select group of experts on credit scoring systems. Topics include: Scoring Applications, Generic and Customized Scoring Models, Using consumer credit information, Scorecard modelling with continuous vs. Classed variables, Basic scorecard Development and Validation, Going beyond Credit Score, Data mining, Scorecard collection strategies, project management for Credit Scoring

More Crop Per Drop

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Author: Meredith Giordano,Frank R. Rijsberman,R. Maria Saleth

Publisher: IWA Publishing

ISBN: 1843391120

Category: Science

Page: 300

View: 6605

This volume is an analytical summary and a critical synthesis of research at the International Water Management Institute over the past decade under its evolving research paradigm known popularly as 'more crop per drop'. The research synthesized here covers the full range of issues falling in the larger canvas of water-food-health-environment interface. Besides its immediate role in sharing knowledge with the research, donor, and policy communities, this volume also has a larger purpose of promoting a new way of looking at the water issues within the broader development context of food, livelihood, health and environmental challenges. More crop per drop: Revisiting a research paradigm contrasts the acquired wisdom and fresh thinking on some of the most challenging water issues of our times. It describes new tools, approaches, and methodologies and also illustrates them with practical application both from a global perspective and within the local and regional contexts of Asia and Africa. Since this volume brings together all major research works of IWMI, including an almost exhaustive list of citations, in one single set of pages, it is very valuable not only as a reference material for researchers and students but also as a policy tool for decision-makers and development agencies.

Climate Prediction and Agriculture

Advances and Challenges

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Author: Mannava V.K. Sivakumar,James Hansen

Publisher: Springer Science & Business Media

ISBN: 3540446508

Category: Science

Page: 306

View: 2022

Based on an International Workshop held in Geneva in 2005, this book reviews the advances made so far in seasonal climate predictions and their applications for management and decision-making in agriculture. It also identifies the challenges to be addressed in the next 5 to 10 years to further enhance operational applications of climate predictions in agriculture, especially in developing countries.

Handbook of Pain and Palliative Care

Biobehavioral Approaches for the Life Course

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Author: Rhonda J. Moore

Publisher: Springer Science & Business Media

ISBN: 1441916504

Category: Medical

Page: 865

View: 5331

Handbook of Pain and Palliative Care:Biobehavioral Approaches for the Life Course Rhonda J. Moore, editor This book takes both a biobehavioral and a lifespan approach to understanding long-term and chronic pain, and intervening to optimize patients’ functioning. Rich in clinical diversity, chapters explore emerging areas of interest (computer-based interventions, fibromyalgia, stress), ongoing concerns (cancer pain, low back pain), and special populations (pediatric, elderly, military). This coverage provides readers with a knowledge base in assessment, treatment, and management that is up to date, practice strengthening, and forward looking. Subject areas featured in the Handbook include: ▪ Patient-practitioner communication ▪ Assessment tools and strategies ▪ Common pain conditions across the lifespan ▪ Biobehavioral mechanisms of chronic pain ▪ Pharmaceutical, neurological, and rehabilitative interventions ▪ Psychosocial, complementary/alternative, narrative, and spiritual approaches ▪ Ethical issue and future directions With the rise of integrative perspective and the emphasis on overall quality of life rather than discrete symptoms, pain management is gaining importance across medical disciplines. Handbook of Pain and Palliative Care stands out as a one-stop reference for a range of professionals, including health practitioners specializing in pain management or palliative care, clinical and health psychologists, public health professionals, and clinicians and administrators in long-term care and hospice.

106 Mortgage Secrets All Borrowers Must Learn - But Lenders Don't Tell

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Author: Gary W. Eldred

Publisher: John Wiley & Sons

ISBN: 9780470191514

Category: Business & Economics

Page: 288

View: 7481

The only guidebook that shows you how to finance any property--with or without bank approval Would you like to discover all of the many ways that you can finance real estate? Want to learn how to cut your financing costs, avoid pitfalls, and negotiate the best terms? Then let Gary Eldred's 106 Mortgage Secrets All Borrowers Must Learn--But Lenders Don't Tell, Second Edition guide you. Fully updated, this practical guide explains how today's changing mortgage market really works. Unlike other mortgage guides, this book goes beyond traditional bank-originated loans and shows you how to benefit with seller financing, assumables, subject-to, wraparounds, lease options, foreclosures, and other money-saving possibilities. 106 Mortgage Secrets also protects you from the sharp practices of loan reps that have recently sparked Congressional hearings and multiple state investigations. In addition, Eldred shows how and why the right financing decisions can add tens (and sometimes hundreds) of thousands of dollars to your long-term net worth. With these 106 secrets, you'll build the confidence and the knowledge to: * Increase your borrowing power * Obtain the lowest interest rate * Understand the true pros and cons of ARMs * Cut (or eliminate) the cost of mortgage insurance * Save big with seller financing, assumptions, foreclosures, and REOs * Strengthen your credit profile and credit score * Avoid getting taken... by the fine print and garbage fees * Steer clear of scams and unprincipled loan reps and lenders * Accumulate wealth through homeownership and investment properties Simple, concise, and comprehensive, this book reveals everything property buyers need to know--especially the 106 financing secrets lenders too often omit.

Managing Weather and Climate Risks in Agriculture

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Author: Mannava V.K. Sivakumar,Raymond P. Motha

Publisher: Springer Science & Business Media

ISBN: 9783540727460

Category: Science

Page: 504

View: 3187

Based on an International Workshop held in New Delhi, India, this work should be of interest to all organizations and agencies interested in improved risk management in agriculture. In many parts of the world, weather and climate are one of the biggest production risks and uncertainty factors impacting on agricultural systems performance and management. Both structural and non-structural measures can be used to reduce the impacts of the variability (including extremes) of climate resources on crop production.

Digital Methods and Remote Sensing in Archaeology

Archaeology in the Age of Sensing

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Author: Maurizio Forte,Stefano Campana

Publisher: Springer

ISBN: 3319406582

Category: Social Science

Page: 496

View: 4182

​​​This volume debuts the new scope of Remote Sensing, which was first defined as the analysis of data collected by sensors that were not in physical contact with the objects under investigation (using cameras, scanners, and radar systems operating from spaceborne or airborne platforms). A wider characterization is now possible: Remote Sensing can be any non-destructive approach to viewing the buried and nominally invisible evidence of past activity. Spaceborne and airborne sensors, now supplemented by laser scanning, are united using ground-based geophysical instruments and undersea remote sensing, as well as other non-invasive techniques such as surface collection or field-walking survey. Now, any method that enables observation of evidence on or beneath the surface of the earth, without impact on the surviving stratigraphy, is legitimately within the realm of Remote Sensing. ​The new interfaces and senses engaged in Remote Sensing appear throughout the book. On a philosophical level, this is about the landscapes and built environments that reveal history through place and time. It is about new perspectives—the views of history possible with Remote Sensing and fostered in part by immersive, interactive 3D and 4D environments discussed in this volume. These perspectives are both the result and the implementation of technological, cultural, and epistemological advances in record keeping, interpretation, and conceptualization. Methodology presented here builds on the current ease and speed in collecting data sets on the scale of the object, site, locality, and landscape. As this volume shows, many disciplines surrounding archaeology and related cultural studies are currently involved in Remote Sensing, and its relevance will only increase as the methodology expands.

The Impact of Publicity on Corporate Offenders

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Author: Brent Fisse,John Braithwaite

Publisher: SUNY Press

ISBN: 9780873957335

Category: Social Science

Page: 393

View: 8533

Uncertainty surrounds the use of publicity as a means of controlling corporate crime. On the one hand, some agree with Justice Brandeis’s dictum that light is “the best of disinfectants...the most efficient policeman.” On the other hand, many believe that corporations’ internal affairs are effectively shrouded with a thick fog that prevents the light of public scrutiny from reaching them. The Impact of Publicity on Corporate Offenders is the first study to go beyond the rhetoric, through an examination of corporate experience. Fisse and Braithwaite have carried out a qualitative inquiry concerning 17 large corporations involved in publicity crises. Based mainly on interviews, the inquiry includes company employees and former employees, union officials, officers of government regulatory agencies, competitors, independent accountants, government prosecutors, public interest activists, judicial officers, stockbrokers, and other experts.

Toxicology of Cyanides and Cyanogens

Experimental, Applied and Clinical Aspects

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Author: Alan H. Hall,Gary E. Isom,Gary A. Rockwood

Publisher: John Wiley & Sons

ISBN: 1118628942

Category: Medical

Page: 368

View: 4367

The basic and applied toxicology of cyanides and cyanogens has widespread commercial, occupational, environmental, clinical, forensic, military, and public health implications. This book provides a detailed and updated reference describing the properties, uses, general and human toxicology, clinical recognition, diagnosis and medical management, and countermeasures is therefore required in academic, medical, occupational, environmental, medico-legal, regulatory, emergency response, and military arenas. Edited by a world-renowned team of experts from academia, defense and industry, this book will be an invaluable reference for professionals, researchers and students in cyanide and cyanogens.

Pitfalls of Analysis

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Author: Giandomenico Majone,Edward S. Quade

Publisher: John Wiley & Sons

ISBN: N.A

Category: Science

Page: 213

View: 4902

Busted: Life Inside the Great Mortgage Meltdown

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Author: Edmund L. Andrews

Publisher: W. W. Norton & Company

ISBN: 9780393071283

Category: Business & Economics

Page: 240

View: 9041

The fiasco that sank millions of Americans, including one journalist, who thought he knew better. A veteran New York Times economics reporter, Ed Andrews was intimately aware of the dangers posed by easy mortgages from fast-buck lenders. Yet, at the promise of a second chance at love, he succumbed to the temptation of subprime lending and became part of the economic catastrophe he was covering. In surprisingly short order, he amassed a staggering amount of debt and reached the edge of bankruptcy. In Busted, Andrew bluntly recounts his misadventures in mortgages and goes one step further to describe the brokers, lenders, Wall Street players, and Washington policymakers who helped bring that money to his door. The result is a penetrating and often acerbic look at the binge and bust that nearly bankrupted the United States. Enabled by know-nothing complacency in Washington, Wall Street wizards used "collateralized debt obligations," "conduits," and other inscrutable financial "innovations" to put American home financing into hyperdrive. Millions of Americans abandoned the safety of thirty-year, fixed-rate mortgages and loaded up on debt. While regulators insisted that the markets knew best, Wall Street firms fragmented and repackaged unsound loans into securities that the rating agencies stamped with triple-A seals of approval. Andrews describes a remarkably democratic debacle that made fools out of people up and down the financial food chain. From a confessional meeting with Alan Greenspan to a trek through the McMansion bubble of the OC, he maps the arc of the Frankenstein loans that brought the American economy to the brink. With on-the-ground reporting from the frothiest quarters of the crisis, Andrews locates what is likely to be the high-water mark in America's long-term embrace of higher borrowing, higher risk-taking, and the fervent belief in the possibility of easy profits.